Dacotah Banks, Inc. is an equal opportunity employer.
Job Title: Lending Assistant
Location: Rapid City
FLSA Status: Non Exempt
Job Grade: Level 1 (4,5); Level 2 (6); Level 3 (7); Level 4 (8)
Report to: Business Banker
Under the direction of the Business Banker, perform all duties necessary to complete loan input sheets and send to Central Loan Processing in a timely manner. Ensure the accuracy of processed loan documents prior to giving to lending officers for loan closing. Loan Assistant/processing experience is requirred.
Ensure all loan files have a Loan File Document Checklist that is reviewed at least annually.
Ensure all loan files are organized as directed by the Credit Department.
Assist in full range of duties pertaining to the loan processing, servicing, auditing and reporting function, including but not limited to the uploading and input of new, renewed, extended and paid off loans and file maintenance of all loans.
Provide prompt and courteous service to customers.
Obtain credit bureau reports as requested.
Perform all duties and procedures including customer service on all escrow accounts.
Provide assistance to co-workers with customer inquiries or problems. Ensure prompt and courteous response to customer inquiries.
Provide input regarding the establishment of goals for the loan department and implementation of same as necessary.
Prepare and maintain reports, sorting and filing in appropriate manuals/books.
Perform other duties as assigned.
Maintain educational and professional expertise through attendance at job related seminars, conferences, and workshops and involvement in professional, civic, and community groups in leadership positions.
Assist management in establishing goals for their area and implementation of same as necessary.
Perform other duties as assigned.
Attainment of One - Two (1-2) years' bank customer, mortgage, or commercial loan processing/servicing experience or equivalent education in bank credit processing/servicing procedures and policies.
Knowledge, skill and mental development equivalent to the completion of an Associate degree in Finance. In addition, specific technical school or AIB courses in commercial lending, consumer credit, real estate lending and/or licensing banking operations or equivalent experience is required.
Successful accomplishment of specified performance objectives as outlined for the incumbent by the department and/or Bank management.
Excellent verbal communication skills as evidenced by the ability to interact both in-person and over the telephone with customers and co-workers. Demonstrated ability to use discretion, tact, and diplomacy when dealing with customers and co-workers, and a positive professional appearance at all times.
Good math skills.
The performance measures for this job shall be those established in the incumbent’s current Performance Planning and Appraisal Program. The Primary Accountabilities in this job description together with the incumbent’s established performance measures serve as the vocational objectives. If you are just entering this job, you and your supervisor will meet within the first two weeks of your employment to establish your performance measures for the current year.
Hardware and Software Requirements
The hardware and software required to do this job are as follows:
- Personal Computer; and
- Copy Machine, Facsimile Machine, Printer and other basic office equipment.
- Microsoft Office Products (including Word, and Excel)
- Core Banking Software.
The exertion and physical requirements of this job are as follows:
- Moving objects weighing up to 25 pounds;
- Sitting 50 percent of work day;
- Standing as much as 40 percent of the work day;
- Walking approximately 10 percent of the work day;
- Placing objects on and removing objects from shelves;
- Dexterity and Coordination;
- Oral and Written (including Typing) Communication; and
- Listening and Hearing.
Please indicate the position you are applying for on all correspondence.
Mail completed forms to: Human Resources, Dacotah Banks, Inc., PO Box 1496, Aberdeen, SD 57402 Or email completed forms to email@example.com.
Please enclose your resume when submitting the above forms.
Equal Opportunity Employer