Agricultural Money Markets

Money Market Accounts

Let your money grow safely with a Dacotah Bank money market account.

  • Young Dacotah Money Market

    Start your son, daughter, or grandchild who are 18 and under on the road to financial freedom with the Young Dacotah Money Market account – Contact Us!

    • No minimum balance required to open
    • Competitive interest rate compounded quarterly
    • Get convenient quarterly statements by mail or go green with eStatements for those 13 and older
    • No service charge or minimum balance required
    • Free online personal banking for those 13 and older
    • Make unlimited deposits and withdrawals in person, at ATMs, or by mail
    • Make mobile deposits from your smart phone or tablet for just 50 cents each
    • Enjoy $250,000 FDIC protection – visit www.fdic.gov
  • Money Market

    Earn while you save with the Money Market account – Contact Us!

    • $100 minimum balance to open and maintain
    • Earn rates adjusted according to market conditions
    • Get maximum return by leveraging tiered interest rates
    • Earn competitive interest income every day your balance is above $100
    • Make unlimited deposits and withdrawals in person, at ATMs, or by mail
    • Make up to six preauthorized withdrawals per month
    • Make mobile deposits from your smart phone or tablet for just 50 cents each
    • Get convenient monthly statements by mail or go green with eStatements
    • Enjoy $250,000 FDIC protection – visit www.fdic.gov
    • A $4 monthly service charge applies if your balance falls below $100
  • Gold Money Market

    Earn a market-driven interest rate when you keep $10,000 or more in the Gold Money Market account – Contact Us!

    • $10,000 minimum balance to open and maintain
    • Earn rates adjusted according to market conditions
    • Earn competitive interest income every day your balances is above $10,000
    • Reward! Get a Bonus Rate on your certificates of deposit - ask for details
    • Free online personal banking
    • Make mobile deposits from your smart phone or tablet for just 50 cents each
    • Make unlimited deposits and withdrawals in person, at ATMs, or by mail
    • Make up to six preauthorized withdrawals per month
    • Get convenient monthly statements by mail or go green with eStatements
    • Enjoy $250,000 FDIC protection – visit www.fdic.gov
    • A low $25 monthly service charge applies if your balance falls below the minimum of $10,000
  • Money Manager Account

    When liquidity is critical, the popular Money Manager Account is a safe harbor for investors and business managers who manage larger balances – Contact Us!

    • $50,000 minimum balance to open and maintain
    • Earn rates adjusted according to market conditions
    • Leverage interest rate tiers to maximize return
    • Earn competitive interest income every day your balance is above $50,000
    • Make unlimited deposits and withdrawals in person, at ATMs, or by mail
    • Make up to six preauthorized withdrawals per month
    • Get convenient monthly statements by mail or go green with eStatements
    • Free online personal banking
    • Make mobile deposits from your smart phone or tablet for just 50 cents each
    • Enjoy $250,000 FDIC protection – visit www.fdic.gov
    • A low $25 monthly service charge applies if your balance falls below the minimum of $50,000
  • Direct Deposit

    Save time and money and eliminate worry by having your paycheck, benefits payments, stock dividends, and other recurring deposits made electronically to your Dacotah Bank checking or money market account. To get started please Contact Us.

  • Certificates of Deposit

    Protect your money from market fluctuations and loss by investing in the Certificate of Deposit term that’s right for you. We can even custom build a CD for you! For current rates and term variations, please Contact Us. To learn more about peace of mind with insured Dacotah Bank CDs visit www.fdic.gov.

  • Individual Retirement Accounts

    Start with as little as $25 and grow your retirement nest egg with a variable rate IRA certificate of deposit. For current rates please Contact Us.

    • Add to your IRA savings with as little as $25 each month
    • At the discretion of Dacotah Bank, the rate may change on the first day of the month to be equal to the rate of the current thirty-six (36) month CD
    • Enjoy $250,000 FDIC protection – visit www.fdic.gov