Personal Money Markets

Money Market Accounts

Let your money grow safely with a Dacotah Bank money market account.

  • Young Dacotah Money Market

    Start your son, daughter, or grandchild who is 18 and under on the road to financial freedom with the Young Dacotah Money Market account – Contact Us!

    • No minimum balance required to open
    • Earn a competitive interest rate compounded quarterly
    • Get convenient quarterly statements by mail or go green with free eStatements for those 13 and older
    • No service charge or minimum balance required
    • Free online personal banking for those 13 and older
    • Make unlimited deposits and withdrawals in person or by mail
    • Make mobile deposits from your smart phone or tablet for just 50 cents each
    • Get Fraud-Defender ID Theft restoration for just $2.95 per month
    • Enjoy $250,000 FDIC protection – visit www.fdic.gov
  • Money Market

    Earn while you save with the Money Market account – Contact Us!

    • $100 minimum balance to open and maintain
    • Free online personal banking
    • Free mobile banking app
    • Earn tiered interest every day your balance is above $100
    • Make unlimited deposits and withdrawals in person, at ATMs, or by mail
    • Make six preauthorized withdrawals per month that include: 24/7 phone banking transfers, CheckCard transactions, checks, and online banking transactions
    • Make mobile deposits from your smart phone or tablet for just 50 cents each
    • Get convenient monthly statements by mail or go green with free eStatements
    • Get Fraud-Defender ID Theft restoration for just $2.95 per month
    • A monthly service charge of $4.00 applies if your balance falls below $100
    • Enjoy $250,000 FDIC protection – visit www.fdic.gov
  • Gold Money Market

    Earn a market-driven interest rate when you keep $10,000 or more in the Gold Money Market account – Contact Us!

    • $10,000 minimum balance to open and maintain
    • Earn competitive interest every day your balances is above $10,000
    • Reward! Get a Bonus Rate on your certificates of deposit - ask for details
    • Free online personal banking
    • Free mobile banking app
    • Make mobile deposits from your smart phone or tablet for just 50 cents each
    • Make unlimited deposits and withdrawals in person, at ATMs, or by mail
    • Make up to six preauthorized withdrawals per month that include: 24/7 phone banking transfers, CheckCard transactions, checks, and online banking transactions
    • Get convenient monthly statements by mail or go green with free eStatements
    • Get Fraud-Defender ID Theft restoration for just $2.95 per month
    • A low monthly service charge of $25 applies if your balance falls below the minimum of $10,000
    • Enjoy $250,000 FDIC protection – visit www.fdic.gov
  • Money Manager Account

    When liquidity is critical, the popular Money Manager Account is a safe harbor for investors and business managers who manage larger balances – Contact Us!

    • $50,000 minimum balance to open and maintain
    • Earn tiered interest every day your balance is above $50,000
    • Free online personal banking
    • Free mobile banking app
    • Make mobile deposits from your smart phone or tablet for just 50 cents each
    • Make unlimited deposits and withdrawals in person, at ATMs, or by mail
    • Make up to six preauthorized withdrawals per month that include: 24/7 phone banking transfers, CheckCard transactions, checks, and online banking transactions
    • Get convenient monthly statements by mail or go green with free eStatements
    • Get Fraud-Defender ID Theft restoration for just $2.95 per month
    • A low monthly service charge of $25 applies if your balance falls below the minimum of $50,000
    • Enjoy $250,000 FDIC protection – visit www.fdic.gov
  • Individual Retirement Accounts

    Start with as little as $25 and grow your retirement nest egg with a variable rate IRA certificate of deposit. For current rates please Contact Us.

    • Add to your IRA savings with as little as $25 each month
    • At the discretion of Dacotah Bank, the rate may change on the first day of the month to be equal to the rate of the current thirty-six (36) month CD
    • Enjoy $250,000 FDIC protection – visit www.fdic.gov
  • Direct Deposit

    Save time and money and eliminate worry by having your paycheck, benefits payments, stock dividends, and other recurring deposits made electronically to your Dacotah Bank checking or money market account. To get started please Contact Us.