FEATURE UPDATE: 7 | 22 | 25
Available Balance Display - Online Banking
Giving you a more accurate, real-time view of your account’s actual balance.
What’s Changing:
The balance shown on your Online Banking will now reflect only the available balance in the selected account.
Previously, the “Available Balance” may have included credit availability or balances from other accounts linked via a sweep structure. This could cause the displayed amount to appear higher by including other available funds.
Example:
Your main operating account is tied to a $1,000,000 loan via a loan sweep, and your operating account shows an available intraday balance of $50,000.
Current View: Your Available Balance would show: $1,050,000
New View: Your Available Balance will show: $50,000 (accurate balance in the selected operating account)
Current View
New View
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Need full visibilty?
Relationship Balance is overall availability.
To view your overall availability—including loan sweep balances and credit facilities—select the account ”Details and Settings” tab to view to the Relationship Balance.
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What You Need to Do:
No action is required on your part. This change will be automatically implemented on July 22nd, 2025. You’ll continue to have access to all your account information with the added benefit of a more representative balance display.
Questions?
Please contact Treasury Management Support at 605-226-5395 or the Dacotah Bank Service Center at 800-881-5611.
Thank you for your understanding, and we look forward to continuing to serve your banking needs.