Accounts built for your business.
Our checking accounts are designed to support you as you continue to build your business. Put trust in Dacotah Bank as your banking partner. We are here to make every penny count and our relationship goes beyond just banking.
Bronze Checking and Debit
Business Banking for your needs
Our Bronze Business Checking features no minimum balance requirement and no monthly service charge. It offers convenience, cost savings, and is ideal for those with a low balance and process 50 or fewer items per month.
- No balance to maintain and no monthly service charge
- Free Visa Debit Card*
- Free eStatements, free mobile deposits
- Enjoy $250,000 FDIC protection – visit www.fdic.gov
Silver Checking and Debit
Reliable and trustworthy
Our Silver Business Checking and Debit account is a suitable choice for businesses or organizations that have a minimum balance of $500 and process 100 or fewer items per month. By meeting these requirements and using the business debit card at least 10 times per month, you can avoid the $7.50 monthly service charge.
- Low-cost business checks
- Enjoy $250,000 FDIC protection – visit www.fdic.gov
PLUS Free Visa Business Debit Card*, free eStatements, and more!
Blue Checking and Debit
As you grow and expand
Our Blue Business Checking and Debit account is a suitable option for businesses or organizations with a minimum balance of $2,500 or more and process 200 or fewer items per month.
- $100 minimum deposit to open and $2500 minimum balance requirement
- Avoid monthly service charge of $10 by maintaining the minimum balance or use Merchant Solutions or Online Deposit Services from Dacotah Bank
- Enjoy $250,000 FDIC protection – visit www.fdic.gov
PLUS Free Visa Business Debit Card*, free eStatements, and more!
Platinum Business Checking and Debit
Earn and Grow
Our Platinum Business Checking and Debit account is perfect for growing businesses looking to earn interest on their checking account balance and process 200 or fewer items per month. Take advantage of this opportunity to maximize your financial growth and achieve your business goals.
- $100 minimum deposit to open and $5,000 minimum balance requirement
- A monthly service charge of $15 can be avoided when you maintain the minimum balance
- Earn competitive interest every day your balance is above $5,000
- Enjoy $250,000 FDIC protection – visit www.fdic.gov
PLUS Free Visa Business Debit Card*, free eStatements, and more!
Gold Business Checking and Debit
Convenience and Savings
Our Gold Business Checking and Debit is ideal for businesses with a significant number of checks written and deposited monthly. With monthly analysis of account balances and activity, we strive to minimize service charges, making it a valuable choice for larger businesses.
- $100 minimum deposit to open
- No minimum balance requirement
- A monthly service charge of $10 can be avoided by the earnings credit as it may reduce or offset the charge.
- A low 15 cents per check processing charge and a low 8 cent charge per item deposited.
- Enjoy $250,000 FDIC protection – visit www.fdic.gov
PLUS Free Visa Business Debit Card*, free eStatements, and more!
*Free Dacotah Bank Debit Card subject to eligibility.
Personal checking and debit. Manage all your accounts in one place.
Personal Accounts
Which business account is right for you?
When deciding on the right account for you, it's important to keep your business needs in mind. What is your monthly average balance, interest earnings, and check usage? These factors will help determine the best account for your business. Take a look at the chart below to find the right fit for your needs.
Features | Bronze Checking | Silver Checking | Blue Checking | Platinum Business Checking | Gold Business Checking |
|---|---|---|---|---|---|
Balance to Open | $100 | $100 | $100 | $100 | $100 |
Minimum Balance | $0 | $500 | $2,500 | $5,000 | $0 |
Mobile Deposit | $0 | $0 | $0 | $0 | $0 |
Online Bill Payments | $10 per month | $10 per month | $10 per month | $10 per month | $10 per month |
Monthly Service Charge | $0 | $7.50 | $10 | $15 | $10 |
How to Avoid the Service Charge | No Service Charge | Maintain minimum balance and use your business debit card at least 10 times per month | Maintain minimum balance or use Merchant Solutions or Online Deposit Services from Dacotah Bank | Maintain minimum balance | Earnings credit may reduce or offset the charge |
Total Items Charge (not POS) | 20 cents per item over 50 | 20 cents per item over 100 | 20 cents per item over 200 | 20 cents per item over 200 |
|
Items allowed per statement cycle | 50 or less | 100 or less | 200 or less | 200 or less |
|
Treasury Management Services
Say goodbye to unnecessary expenses and hello to reduced risk.
Discover how Dacotah Bank's Treasury Management Services can revolutionize your business! Boost cash flow, enhance liquidity, and increase returns on investment. These services can provide valuable benefits to businesses, such as online deposits, wire services, Automated Clearing House (ACH) tools, and risk reduction.
Positive Pay Services
Feel secure always. Positive Pay is a powerful check and ACH fraud prevention tool and comprehensive check management system for your business. It is simple, safe, secure and web-based.