Build a better business.
Our Business Money Market Accounts offer safe and reliable ways to grow your money. With our guidance and financial expertise, we can help you plan for a prosperous future. Invest in us today.
ESSENTIAL MONEY MARKET
The Essential Business Money Market Savings accounts are available to business and ag customers to earn interest while saving money for the future. Interest is accrued on the days the balance meets or exceeds the minimum balance of $100.00 and will be credited monthly when the statement is generated.
ESSENTIAL FEATURES:
• Interest earned on the balance based on tiers
• $4.00 monthly service charge if balance falls below $100.00
• A deposit of $100.00 is required to open the account
• Free mobile deposit
• ATM only debit card available upon request
• An excess activity fee of $1.00 will be assessed for every debit transaction exceeding 8 within the statement cycle. The transactions counted towards this total include ACH withdrawals, external transfers, and checks.
Sole Proprietorship entities are not eligible to open the Business Money Market Savings products. Sole Proprietorship entities are eligible to open our Personal Money Market products.
Call for current competitive interest rates.
ELITE MONEY MARKET
The Elite Business Money Market Savings accounts are available to business and ag customers to earn interest while saving money for the future. Interest is accrued on the days the balance meets or exceeds the minimum balance of $50,000.00 and will be credited monthly when the statement is generated.
ELITE FEATURES:
• Interest earned on the balance based on tiers
• $25.00 monthly service charge if balance falls below $50,000.00
• A deposit of $100.00 is required to open the account
• Free mobile deposit
• ATM debit card available upon request
• An excess activity fee of $1.00 will be assessed for every debit transaction exceeding 8 within the statement cycle. The transactions counted towards this total include ACH withdrawals, external transfers, and checks.
Sole Proprietorship entities are not eligible to open the Business Money Market Savings products. Sole Proprietorship entities are eligible to open our Personal Money Market products.
Call for current competitive interest rates.
Business Money Market Account Comparison
Features | Essential Money Market | Elite Money Market |
|---|---|---|
Balance to Open | $100 | $50,000 |
Mobile Deposit | Free | Free |
Interest Earned | Everyday balance is above $100 | Everday balance is above $50,000 |
Monthly Service Charge | $4 | $25 |
How to avoid the service charge | Maintain balance of $100 | Maintain balance of $50,000 |
| Excess Activity Fee | $1/item for every item over 8 transactions in a statement cycle | $1/item for every item over 8 transactions in a statement cycle |
Let's work together to achieve your goals. No question is too big or small. Reach out today.
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Direct Deposit
Using Direct Deposit as a tool in your business will empower you to take control and save time. Say farewell to payroll delays and make your employees happy by eliminating trips to the bank. Not to mention, you'll also save money by reducing printing and mailing costs. It's a win-win situation!
Enroll in free Online Banking and manage right from your desktop.
Certificates of Deposit
Invest smartly and safeguard your hard-earned money! With our customized Certificate of Deposit (CD) options, you can shield your funds from market volatility and potential losses. Get in touch with us to explore our competitive rates and various terms. Find peace of mind with insured Dacotah Bank CDs. Learn more about FDIC Insurance at www.fdic.gov.
8 Month CD Special*
$5,000 minimum balance to obtain 3.73% interest rate
Money Market*
$100 minimum balance obtain 0.10 interest rate
Gold Money Market*
$10,000 minimum balance to obtain .75 interest rate
Money Manager*
$50,000 minimum balance to obtain 0.90% interest rate
*APY (Annual Percentage Yield) current as of September 21, 2026. Rates subject to change at any time. An early withdrawal may apply. Fees may reduce earnings on credit.