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Dacotah Works Group

Helping you make real financial progress

Dacotah Bank Financial Webinars

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Better Banking. Right Here at Work.

 

DWG Extended

Big bank technology. Community bank values.  Relationship focused.

At Dacotah Bank, relationships are at the heart of everything we do. We believe banking is more than transactions - it is about the people, families, and businesses we serve and supporting them through every stage of their financial journey.

The Dacotah Works Group is a direct reflection of that - providing our customers with a comprehensive collection of financial wellness resources and exclusive perks, as well as guidance and support through our relationship banking team.

 

Enhance your financial well-being

Positioning you to get the most out of what we offer.

 

relationships

Who we are.

Relationship Banking

At Dacotah Bank, relationships are at the heart of everything we do. Dacotah Bank is a proud supporter of our customers, employees and communities.  In 2025, Dacotah Bank directed gifts of $2,095,065 to community endeavors through sponsorships, gifts and pledges – all across Dacotah Territory.

As one of the largest independent financial institutions, based in the upper Midwest with roots dating back to 1888, Dacotah Bank is here to stay.

products

What we offer.

Products & Services

  • Free Online & Mobile Banking, free VISA Debit Card, free eStatements, free Mobile Deposits, free 24/7 phone banking, as well as 37,000 surcharge-free MoneyPass ATMs.
  • Transfer money, check balances, manage cards, open accounts, pay bills, apply for a loan... all in the DB Mobile App.
  • With Card Control Center, Fraud Defender, and Text Alerts, fraud prevention is built right into our tools, services, and online/mobile banking experiences.
offer

Exclusive for you.

Perks & Benefits

A strong, personal relationship with your bank can turn your account into a strategic financial partner, offering tangible benefits beyond basic transactions. 

Exclusive perks and benefits are yours once you have opened your Dacotah Bank checking account either in branch or online, set up your recurring direct deposit, and joined the Dacotah Works Group.  

wisdom

How we support.

Financial resources 

Regardless of how you prefer to learn, our comprehensive collection of resources will help you expand your knowledge, guiding you on the path to financial prosperity. Dacotah Works Group Customers have access to:

  • Exclusive Webinars hosted by Dacotah Bank employees
  • Recurring Newsletters 
  • Calculators 
  • Podcasts 
  • Money Management Tools
    and much more.

Join the Dacotah Works Group

Contact your Personal Banker to schedule an appointment or stop into your local branch to get your account opened.  For your convenience you may also open your account online. Use promo code: DBWORKS

PERSONAL BANKERSApply Today

In a few simple steps, you can switch to Dacotah Bank quickly and easily.      

This switch kit can be printed or filled out electronically.  We encourage you to bring your previous bank statements in during your new account opening meeting. Let us help guide you in moving your direct deposits, setting up automatic payments and transfers, and even closing your former account.

DACOTAH BANK SWITCH KIT

New Checking Customers1 receive a $300 New Member Bonus!

 

 

Financial Wellness Resources

Business Owners

FINANCIAL WEBINARS As a Dacotah Works Group member, you have access to financial workshops hosted remotely or on site by trained Dacotah Bank employees.

Topics include: Budgeting and Saving, Purchasing a Home, Planning for Retirement, as well as Estate and Succession Planning. 

View Webinar Schedule

FINANCIAL WISDOM  Enjoy full access to our suite of money management tools, financial calculators, podcasts, and of course, assistance from our friendly and knowledgeable Personal Banking team.

Financial Wisdom

 

ONLINE & MOBILE BANKING   This guide assists you in quickly and easily utilizing all that Dacotah Bank's online and mobile tools have to offer. 

 

Key Benefits

Prior to taking advantage of any of these perks, please ensure that you have opened your Dacotah Bank checking account either in branch or online, set up your recurring direct deposit, and joined the Dacotah Works Group.  
Handshake

Personal Loans

Receive a reduced personal loan rate with a 0.50% interest rate reduction.2

Our Personal Bankers can help you with any personal loan requests, from car and recreational loans to debt consolidation, or securing money for a special purchase.

Blue House

Mortgage

Receive $400 as a lender credit towards a New Dacotah Bank mortgage.3

Our Mortgage Bankers can help you make the biggest investment of your life with an unsurpassed customer  experience and a goal to exceed your expectations.

businessman with card

Credit Cards

Receive 5,000 bonus points on a Dacotah Bank Rewards Credit Card.4

Enjoy unlimited 1.5% cash back, as well as 0% Intro APR for 6 billing cycles from account opening on purchases and qualifying balance transfers.  Terms and Conditions.

Use Promo Code: DBWORKSCC 

DWG Business Card

Additional Perks

Enjoy exclusive debit and credit card designs, limited to Dacotah Works Group members.5

Choose from the new Dacotah Works Group card designs, or opt to retain the original Dacotah Bank designs.

Financial Webinars

Budget Webinar

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Budgeting & Saving - Take Control of Your Money

Learn why budgeting matters, explore simple budgeting methods, and discover practical steps to building your savings. This session breaks down key financial terms and shows how small changes can lead to big financial confidence.

  Watch RECORDED WEBINAR

Mortgage Webinar

Purchasing a Home - From Dream to Doorstep

Thinking about buying a home? We'll cover the path to home ownership with an overview of the financing process. Topics include what lenders look for, credit basics, and other key items so that you know what to expect before you start the journey.

 Watch RECORDED WEBINAR

Retirement Webinar

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Planning for Retirement - Start Now, Thank Yourself Later

It is never too early to plan for retirement. Learn why time is your biggest asset, explore key terminology, and understand how different retirement savings vehicles can help you build a more secure future.

 Watch RECORDED WEBINAR

Estate Planning Webinar

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Estate & Succession Planning - Protect What Matters Most

Estate planning isn't just for later in life. This session provides practical examples, illustrates common mistakes, and explains how having a plan can help protect your family, reduce uncertainty, and ensure your wishes are carried out.

 Watch RECORDED WEBINAR

PROGRAM ELIGIBILITY

To be eligible for the Dacotah Works Group you must 1) be employed by a company or organization currently enrolled in the Dacotah Works Group AND 2) set up a recurring qualified direct deposit into a Dacotah Bank checking account. A “qualified direct deposit” is a direct deposit of a paycheck, pension, Social Security, or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your free checking account. This program is only eligible to consumer customers.

1.Cash Bonus Eligibility Requirements
The $300 cash bonus offer is for new checking account customers only and only applies to the Free Checking Account product type. Eligibility is limited to the primary owner of the account. To qualify for the one-time $300 cash bonus, the following requirements must be met:  1) be employed by a company or organization currently enrolled in the Dacotah Works Group, 2) open a new Free Checking Account with a minimum $25 deposit, AND 3) setup a recurring qualified direct deposit with combined qualifying deposits totaling $1,000 within 90 days from account opening. After the 90-day qualification period, both of the current and previous statement cycles will be reviewed to determine eligibility and if all requirements are met, then we will deposit the bonus into your new checking account within 30 calendar days.

Additional Terms and Conditions
This offer is not available to existing Dacotah Bank checking, savings, and money market account customers, those whose accounts have been closed within 12 months or closed with a negative balance within the last 3 years, nor current Dacotah Bank employees. Limit one bonus per customer. If bonus eligibility requirements are not met within the first 90 calendar days of account opening, then bonus eligibility will no longer be available. 
All account applications are subject to approval. All accounts have a minimum opening deposit of $25 and are subject to applicable terms, fees, and charges. Fees may reduce earnings, see the Fee Schedule for details. Bank rules and regulations apply. Your checking account must be in good standing, have a positive balance, and remain open at the time of payment to receive the cash bonus. This offer may be changed or discontinued at any time without notice. The cash bonus will be reported as interest earned on IRS form 1099-INT, and the recipient is responsible for any applicable taxes.

2. Consumer Loan Rate Reduction of 0.50% 
Dacotah Works Group program eligibility requirements must be met in order to receive the consumer loan rate reduction offer. Enjoy a reduced personal loan interest rate, with a 0.50% reduction with autopay enrollment on the purchase and refinance of vehicle loans, recreational loans, debt consolidation and other consumer loan requests. Interest rates are subject to change without notice and are dependent on credit approval. Certain conditions apply. This is not a commitment to lend or a rate guarantee. There will be no discount on the interest rate if auto pay is not established.

3. $400 Mortgage Loan Lender Credit  
Dacotah Works Group program eligibility requirements must be met to receive the mortgage loan rate reduction offer. Receive a $400 lender credit towards mortgage closing costs on qualifying mortgage products. Credit provided is for the refinance or purchase of a primary home only. Certain conditions apply. Interest rates are subject to change without notice and are dependent on credit approval. This is not a commitment to lend or a rate guarantee.

4. Credit Cards 5,000 Bonus Points Offer
Dacotah Works Group program eligibility requirements must be met to receive the credit card bonus points offer. Receive 5,000 bonus points on a new Dacotah Bank Consumer Rewards credit card. This offer only applies to the Consumer Rewards Credit card and is only eligible for new cardholders. Bonus points will be applied to the cardholders Uchoose Rewards account within 90 days of account opening. Limit one bonus per customer. This is not a commitment to lend or a rate guarantee. 0% APR* for 6 billing cycles after the card is opened. Following this, your variable APR* will be 17.49-26.49%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Balance transfer fee of 3% or $5, whichever is greater.

5. Exclusive Debit and Credit Card Design 
Dacotah Works Group eligibility requirements must be met to receive the exclusive debit and credit card designs.